Full Disclosure Finance

An unscripted look into our investing journey

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Entries from March 2008

Part 1: Rent or Buy? It’s about time we tried to figure it all out

March 29th, 2008 · 2 Comments

By Justin
I’ve heard varying opinions on the Rent vs. Buy topic. These opinions come from people with all types of education (financial and otherwise) and all levels of income. One will say “We bought because a house is the best investment you can make”, while others will back it up with “We bought [...]

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Tags: Personal Finance · Real Estate

Trade School: Deep-in-the-Money Calls

March 26th, 2008 · 4 Comments

By Andrew
Any good investor knows of the numerous options strategies available to them, but few have a strong understanding of how they should be used. There are so many that it is tough to get a good grasp of them all. Options can be very powerful investment vehicles because they provide leverage compared to owning individual stocks. I’ll [...]

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Tags: Options Strategies

The Visa IPO – MasterCard Part II?

March 19th, 2008 · No Comments

By Andrew
The Dow was down nearly 300 points today lead by commodities with Gold making its biggest drop since June of 2006 and Crude Oil down nearly 5%. Yet Wall Street still managed to pull off the Largest IPO in US history. Late Tuesday Visa (V) priced the 406 million shares of their Initial Public [...]

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Tags: Stocks

Mortgage Insurance Analysis: The Sequel

March 19th, 2008 · No Comments

By Justin
I have been examining some more real estate deals lately and am back in a situation where I am debating putting 5% down to get into a deal with lots of upside.
This may or may not be a great idea. As part of my due diligence, and to learn from my past experiences, I [...]

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Tags: Real Estate

New Idea: Tankless Water Heaters

March 14th, 2008 · 2 Comments

By Justin
I’m always interested in new equipment that is cost-effective (provide a decent payback period) and better for the environment. Let’s face it, most of us will talk the green stuff until we’re blue in the face but won’t adopt until it actually impacts our pocketbook. There has been plenty of research to [...]

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Tags: General

The Tax Free Savings Account: Is it 2009 yet?

March 13th, 2008 · 1 Comment

By Justin
You may have heard about the good news handed down in the recent federal budget by Finance Minister Jim Flaherty regarding a tax-free savings account.
This is good news by the way! Big business was looking for more, but a tax free savings account was long overdue considering the US has had the Roth [...]

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Tags: General

Stock Analysis: Sandvine

March 10th, 2008 · 1 Comment

By Andrew
In my last post I disclosed a holding in Sandvine Corp. (SVC.TO) and had promised a full fundamental analysis on the company. Well it was a rough week last week for shareholders of Sandvine. On Thursday Sandvine announced that they were cutting their 2008 revenue forecast to $80-85 million from the previous $100-110 million. [...]

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Tags: Stocks